Archive for Baccarat

Underage Gambling In Baccarat An Issue In The UK

blackjack1Throughout the UK, gambling businesses are being asked to control underage gambling more effectively. Local authorities have come across problems in England and Wales where there were some significant weaknesses in terms of controls.

Many of the underage gamblers are getting involved with baccarat, amongst other games.

As more people want to learn how to play baccarat, they turn to the online casinos where some money can be risked at the same time.

Owners of gambling businesses have been asked to do more in order to keep young people out of the casinos. While there are adult-only premises throughout the UK, betting shops and casinos are seeing an increase of young people trying to get in.

Some of the issues with underage gambling may have to do with the new controls online. As more websites get stricter on how age is obtained and verified, the younger people who cannot wait until they turn of legal age are trying to figure out how they can play baccarat, poker, and some of the other games.

Out of 54 centres that were tested, 29 had a person under the age of 18 be allowed to sit down at a gaming machine and leave without ever having to prove their age. In a smaller sample of casino and bingo centres, the controls were much stronger.

It’s no longer just about slots at these gaming centres. The younger generations are able to play an array of online games without spending any money. As soon as they learn about baccarat and some of the other games, it’s hard for these younger people to stay away from the idea of being able to play for money – and this is where the problems come in.

Mobile and online gaming are offering baccarat. This is a game where the house edge is not as high as it is in other games, such as dice and roulette. This allows more people to feel like they can win – and this is an attraction that will get people of all ages. As gambling businesses are held to higher standards, underage gambling is expected to drop.

All You Need to Know About Baccarat

Baccarat is played throughout the world using several different rule sets. The most common rule set, and the one focused on here, is Punto banco, which is also referred to as North American baccarat.

Baccarat Table

Punto Banco

If a casino refers to a game as baccarat with no indication of the rule set, then it’s safe to assume that the game is Punto banco. This popular baccarat format is played on a tableau, which is French for board, and each game involves a punto or player and a banco or banker.

Player and Banker

An interesting aspect to baccarat is that the player and the banker are simply designations. In other words, there’s no association between the banker and dealer or house and no association between the player and any customer, which is a stark contrast to a game like blackjack.

During each baccarat game, there is a banker hand and just a single player hand. There can, however, be multiple players at the table, and each of them can bet on either the player hand or the banker hand as they see fit.

The Objective

Players place bets on the player hand, the banker hand or a tie. Bets on the player hand have a house edge of 1.24 percent. Bets on the banker hand require a five percent commission to the house but have a house edge of only 1.06 percent. The tie bet, on the other hand, has a 14.4-percent house edge.


The croupier deals two cards face up to the player hand and banker hand. If either hand totals eight or nine, then that hand wins. If both hands total eight or nine, then the game is a tie. If neither condition is met, then an additional card may be added to each hand to determine a winner or a tie.

Drawing Rules

Since the dealer and the players don’t possess the hands, predefined drawing rules are used to determine whether a hand receives an additional card. The player draws if the hand value is less than six. The banker does the same if the player stood pat. If the player drew, then there is a series of complex rules to determine if the banker draws.

Baccarat Strategy

Some baccarat variants have a skill element, but Punto banco is a game of chance that is comparable to single-zero roulette. Despite the commission, bets on the banker are more lucrative over the long term, but the difference between player and banker bets is relatively minor. Betting on a tie is never a good decision.